PERSONAL PROPERTY APPRAISAL SERVICES
Stubblefield Appraisal Group provides independent personal property appraisal services for estates, insurance carriers, attorneys, and private clients throughout Virginia and nationwide. Our appraisers cover a broad range of personal property categories, including fine art, jewelry, vintage clothing, designer accessories, antiques, and collectibles. Each report is developed in conformity with USPAP and ISA Appraisal Report Writing Standards, ensuring value conclusions that are well-documented, defensible, and appropriate for their intended use.
Estate & Probate Appraisals
Estate administration often requires careful, well-documented valuation of personal property. Whether for probate filings, estate tax reporting, or equitable distribution among heirs, appraisal reports are prepared to reflect fair market value as of a clearly defined effective date — typically the date of death.
Assignments may include fine art, jewelry, antiques, furniture, decorative objects, silver, vintage clothing and accessories, collectibles, and general household contents.
Valuation services are available for insurance coverage scheduling, replacement documentation, and claims support following loss or damage. Reports are developed to help clients and insurance professionals establish appropriate coverage limits and document value at the time it's needed. This is especially common for jewelry, fine art, and other high-value personal property requiring individual scheduling on a policy.
Insurance Appraisals
Confidential appraisal services are available for individuals seeking valuation for financial planning, asset documentation, collection management, or pre-sale consultation. Each assignment is structured according to its specific intended use, in accordance with USPAP requirements.
Private Client Services
The Appraisal Process
Every appraisal assignment at Stubblefield Appraisal Group follows a structured, standards-based process designed to produce clear, independent, and well-supported value conclusions. From the initial consultation through final report delivery, each step is documented to ensure the resulting appraisal is appropriate for its intended use — whether for estate settlement, insurance coverage, charitable contribution, or equitable distribution — and developed in conformity with USPAP and ISA Appraisal Report Writing Standards.
The process outlined below reflects the typical progression of an engagement, though the scope and timing of each step may vary depending on the property being appraised and the purpose of the assignment. Click the + button below to expand each step.
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Each assignment begins with a brief consultation to determine the purpose of the appraisal, the intended user, and the type of value required. Scope, timing, and fee structure are discussed before engagement. Consultations are typically scheduled within 5 business days of initial contact.
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A written engagement agreement outlines the property to be appraised, the effective date of value, the intended use, and any assignment limitations. This ensures clarity before research begins.
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Property is inspected in person or through documented submission, depending on assignment requirements. Relevant characteristics, condition, and identifying details are recorded for analysis. For collections spanning multiple categories — such as fine art, jewelry, and vintage clothing or accessories — inspection may be coordinated with the appropriate specialist appraiser.
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Comparable market data is researched and analyzed to support value conclusions. Sources may include auction records, dealer transactions, and category-specific marketplaces relevant to the property being appraised, such as fine art auction houses, jewelry and gemological resources, and vintage fashion and designer resale platforms.
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A written appraisal report is prepared and delivered, typically within a few weeks of inspection completion. The report identifies scope, methodology, and value conclusion consistent with the defined assignment parameters, and is prepared to withstand scrutiny by courts, taxing authorities, and insurance carriers for the intended use specified in the engagement agreement.
To discuss your assignment or request a consultation, please contact Stubblefield Appraisal Group directly.